It’s not uncommon for a debtor to first learn that their unpaid medical bill has been turned over to collections by a call or letter from the By this time, the damage may already be done. Sourced from:http://www.giveforward.com/p/help-with-medical-bills/unpaid-medical-bills

It is important that you pay up these debts because they will affect your credit score. You should also continue paying even with a bad credit score.

Not only can this wreak havoc on your credit score, but you may also be subjected to wage garnishment. Sourced from:http://blog.peachtreefinancial.com/medical-expenses/medical-bill-myths/

By supplementing your current healthcare coverage, a critical illness policy can not only assist you in bridging the gap, but provide you with money to pay the additional out-of-pocket expenses associated with a critical illness. Sourced from: http://www.familysecurityplan.com/im-healthy-as-a-horse-breaking-the-myths-associated-with-critical-illness-insurance/